Rajesh Bhayani And Sanjay Kumar Singh

Stories by Rajesh Bhayani And Sanjay Kumar Singh

Using An App For A Loan? Read This First

Using An App For A Loan? Read This First

Rediff.com   7 Mar 2024

Borrowing from a fraudulent loan app subjects the borrower to a variety of risks.

Why KYC Is Important

Why KYC Is Important

Rediff.com   5 Mar 2024

'Clients deemed higher-risk are required to update their KYC more frequently.'

Time To Book Profits In PSU Funds?

Time To Book Profits In PSU Funds?

Rediff.com   4 Mar 2024

While near-term performance is difficult to predict after a huge run-up, fund managers believe the PSU theme's prospects remain sound over the medium to long term.

Will Paytm Curbs Affect Users?

Will Paytm Curbs Affect Users?

Rediff.com   23 Feb 2024

Get a new QR code from an alternative provider. PhonePe, Google Pay, Pine Labs, etc are some of the other service providers.

Applying For Home Loan? Read This!

Applying For Home Loan? Read This!

Rediff.com   15 Feb 2024

Enhancing your credit score is the key to improving loan eligibility and securing a favourable interest rate.

Self-Employed? How To Get Term Insurance?

Self-Employed? How To Get Term Insurance?

Rediff.com   13 Feb 2024

A prudent guideline for self-employed individuals is to target at least 10 to 15 times their actual annual income when determining life insurance coverage.

How To Stay Unaffected In A Bear Market

How To Stay Unaffected In A Bear Market

Rediff.com   5 Feb 2024

Once a quality stock has been bought, the next challenge is to hold on to it -- no mean feat in this age of information overload and incessant noise.

Time To Invest In Floating-Rate Funds?

Time To Invest In Floating-Rate Funds?

Rediff.com   27 Jan 2024

Opinions vary, but fund managers remain bullish.

Should You Invest In SSY?

Should You Invest In SSY?

Rediff.com   19 Jan 2024

It is a good option for parents of girl children who want a debt product and do not mind its low liquidity.

Should you invest in longer-duration debt funds?

Should you invest in longer-duration debt funds?

Rediff.com   11 Jan 2024

'If rate cuts happen, bond yields will come down and investors will make mark-to-market capital gains on them.'

Be Warned: Restarting Stalled Vehicle In Flooded Area Magnifies Damage

Be Warned: Restarting Stalled Vehicle In Flooded Area Magnifies Damage

Rediff.com   26 Dec 2023

'Exit the car and call for your vehicle to be towed.'

Want To Invest In IPOs? Read This

Want To Invest In IPOs? Read This

Rediff.com   14 Dec 2023

Patience can be rewarding. 'Post-listing, sanity often returns to valuations of newly-listed businesses within six to nine months. Buy then.'

Avoid Mistakes In Health Insurance Claim

Avoid Mistakes In Health Insurance Claim

Rediff.com   12 Dec 2023

Policy owners need to avoid errors on their part to prevent claims from being denied.

Looking For Guaranteed Long-Term Returns?

Looking For Guaranteed Long-Term Returns?

Rediff.com   8 Dec 2023

These plans are best suited for individuals with a lower risk appetite as they provide guaranteed benefits.

Loans May Become Costlier

Loans May Become Costlier

Rediff.com   4 Dec 2023

'Try to obtain a secured personal loan or credit card by offering some collateral, such as a fixed deposit or gold.' 'Not only will this improve your eligibility, but the lender may even offer a lower interest rate.'

Be Careful About Festival Loan Offers

Be Careful About Festival Loan Offers

Rediff.com   1 Dec 2023

'Look not just at the interest rate but also the processing fee.'

Market Giving Sleepless Nights? Read This

Market Giving Sleepless Nights? Read This

Rediff.com   30 Nov 2023

If a 5% to 10% fall in the equity market gives you sleepless nights, you are not cut out for a 75% to 80% allocation to equities and must reduce it.

Buying Financial Products? Beware!

Buying Financial Products? Beware!

Rediff.com   27 Nov 2023

Avoid relying on a bank RM for investment advice. Instead, approach a Sebi-registered investment advisor whose livelihood depends on the fee paid by his customers and not on product commissions.

Samvat 2080: A year of hope for industrial and precious metals

Samvat 2080: A year of hope for industrial and precious metals

Rediff.com   23 Nov 2023

The new Samvat 2080 is viewed as a year of hope for industrial and precious metals. A key reason is the expectation of US interest rates peaking, followed by a reduction in the coming months. Regarding crude oil, its trajectory depends more on how the situation unfolds in West Asia.

NPS: Want To Know About SLW?

NPS: Want To Know About SLW?

Rediff.com   10 Nov 2023

When the subscriber reaches superannuation or the age of 60, 60 per cent of the total corpus accumulated in NPS can be withdrawn as a lump sum.